Rainline Capital is a broker, not a lender. Funding partners review requests and make every decision on amount, rate and terms.
Rainline Capital Is a Broker; Funding Partners Do the Lending
Rainline Capital is a business funding broker in Kalispell, MT. It talks requests through with business owners and passes them to funding partners. It does not lend money, make credit decisions, or hold or move funds for any business. A partner that makes an offer does so under its own name and its own agreement.
Offers, Amounts and Approvals Come From Each Partner
Whether a request receives an offer, and the amount, rate, term and payment schedule of that offer, are for the funding partner alone to decide. Nothing on this site is an offer of credit or a commitment to fund. A partner may check the credit of the business and its owners as part of its review.
Cash Advances Against Card Sales: How the Factor Sets the Price
A merchant cash advance described on this site is not a loan. A provider pays a lump sum now and buys an agreed share of the business's future card sales, collecting that share from daily or weekly sales until the agreed total is received. The cost is set by a factor, not an interest rate.
Where the Local Figures Come From, and Which Examples Are Invented
Local figures on this site come from U.S. Census Bureau programs, each named with its year: County Business Patterns and ZIP Code Business Patterns for employer establishments, Nonemployer Statistics for businesses without paid employees, the American Community Survey 5-year estimates for self-employment, and the Building Permits Survey. Worked examples with dollar amounts, rates and terms are invented to show the arithmetic and are labeled as illustrations; they are not quotes.
Funding This Site Leaves to Others
Rainline Capital does not arrange funding for agriculture or ranching, logging, or trucking companies; for real estate purchases or building construction loans; for work on buildings or land; or for businesses that have not yet made sales. Personal and consumer loans are outside it as well.
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